Jack in the Box vs Panera Bread
Franchise Comparison 2026
Both Jack in the Box and Panera Bread are quick-service restaurants franchises. Jack in the Box requires an investment of $1.9M – $4.0M while Panera Bread requires $1.3M – $4.7M. In terms of revenue, Panera Bread reports higher average unit revenue at $2.7M. Jack in the Box has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Jack in the Box A (Top Quintile) and Panera Bread A (Top Quintile).
| Metric | Jack in the Box | Panera Bread |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $1.9M – $4.0M | $1.3M – $4.7M |
| Franchise Fee | $50K | $35K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | $1.9M | $2.7M |
| SBA Charge-Off Rate | 0.0% (46 loans) | Limited data |
| Total Units | 2,136 | 2,206 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1971 | 1993 |
| FDD Year | 2026 | 2025 |
Investment Range
$1.9M – $4.0M
$1.3M – $4.7M
Franchise Fee
$50K
$35K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$1.9M
$2.7M
SBA Charge-Off Rate
0.0% (46 loans)
Limited data
Total Units
2,136
2,206
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1971
1993
FDD Year
2026
2025