dClutterfly vs Gotcha Covered
Franchise Comparison 2026
Both dClutterfly and Gotcha Covered are home services franchises. dClutterfly requires an investment of $83K – $209K while Gotcha Covered requires $123K – $167K. In terms of revenue, dClutterfly reports higher average unit revenue at $940K. Note: Company-owned outlets only - not franchisee performance; Based on a single outlet - not a system average. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates dClutterfly C (Average) and Gotcha Covered A (Strongest tier).
| Metric | dClutterfly | Gotcha Covered |
|---|---|---|
| Verdict Grade | CAverageAverage | AStrongest tierStrongest tier |
| Investment Range | $83K – $209K | $123K – $167K |
| Franchise Fee | $40K | $70K |
| Royalty Rate | 5.0% | Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory |
| Average Revenue (Item 19) | $940KCompany-owned only · n=1 | $590K |
| SBA Charge-Off Rate | N/A | 12.7% (55 loans) |
| Total Units | 1 | 172 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2024 | 2009 |
| FDD Year | 2025 | 2026 |
Investment Range
$83K – $209K
$123K – $167K
Franchise Fee
$40K
$70K
Royalty Rate
5.0%
Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory
Average Revenue (Item 19)
$940KCompany-owned only · n=1
$590K
SBA Charge-Off Rate
N/A
12.7% (55 loans)
Total Units
1
172
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2024
2009
FDD Year
2025
2026