Is Buff City Soap or Bahama Buck’s cheaper to open?

Buff City Soap costs $395,427–$1,278,424 and Bahama Buck’s costs $539,550–$1,190,500 to open (FDD Item 7). Buff City Soap has the lower entry cost.

Which is safer, Buff City Soap or Bahama Buck’s?

SBA 7(a) charge-off rate is 8.7% for Buff City Soap and 20.3% for Bahama Buck’s. Lower is safer, so Buff City Soap has the stronger loan-repayment record.

Which is the better franchise, Buff City Soap or Bahama Buck’s?

FranchiseVerdict grades Buff City Soap A and Bahama Buck’s D, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

Buff City Soap vs Bahama Buck’s

Franchise Comparison 2026

Both Buff City Soap and Bahama Buck’s are retail franchises. Buff City Soap requires an investment of $395K – $1.3M while Bahama Buck’s requires $540K – $1.2M. Bahama Buck’s discloses average revenue of $526K; Buff City Soap does not report Item 19 data. On SBA loan performance, Buff City Soap has a lower charge-off rate (8.7%) compared to Bahama Buck’s (20.3%). FranchiseVerdict rates Buff City Soap A (Strongest tier) and Bahama Buck’s D (Below average).

Metric	Buff City Soap	Bahama Buck’s
Verdict Grade	AStrongest tierStrongest tier	DBelow averageBelow average
Investment Range	$395K – $1.3M	$540K – $1.2M
Franchise Fee	$50K	$35K
Royalty Rate	6.0%	6.0%
Average Revenue (Item 19)	N/A	$526K
SBA Charge-Off Rate	8.7% (23 loans)	20.3% (134 loans)
Total Units	271	115
Unit Growth (YoY)	N/A	N/A
Year Began Franchising	2018	1993
FDD Year	2024	2025