Breadsmith vs Talkin’ Tacos
Franchise Comparison 2026
Both Breadsmith and Talkin’ Tacos are quick-service restaurants franchises. Breadsmith requires an investment of $399K – $446K while Talkin’ Tacos requires $271K – $575K. Breadsmith discloses average revenue of $1.2M; Talkin’ Tacos does not report Item 19 data. Note: Reported for a subset of outlets rather than the whole system. Breadsmith has SBA lending data on file with a 7.7% charge-off rate. FranchiseVerdict rates Breadsmith A (Strongest tier) and Talkin’ Tacos D (Below average).
| Metric | Breadsmith | Talkin’ Tacos |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | DBelow averageBelow average |
| Investment Range | $399K – $446K | $271K – $575K |
| Franchise Fee | $49K | $45K |
| Royalty Rate | 7.0% | 6.5% |
| Average Revenue (Item 19) | $1.2MOutlet subset | N/A |
| SBA Charge-Off Rate | 7.7% (34 loans) | N/A |
| Total Units | 32 | 4 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 2022 |
| FDD Year | 2026 | 2023 |
Investment Range
$399K – $446K
$271K – $575K
Franchise Fee
$49K
$45K
Royalty Rate
7.0%
6.5%
Average Revenue (Item 19)
$1.2MOutlet subset
N/A
SBA Charge-Off Rate
7.7% (34 loans)
N/A
Total Units
32
4
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
2022
FDD Year
2026
2023