85°C Bakery Cafe vs Moe’s Southwest Grill
Franchise Comparison 2026
Both 85°C Bakery Cafe and Moe’s Southwest Grill are quick-service restaurants franchises. 85°C Bakery Cafe requires an investment of $819K – $1.8M while Moe’s Southwest Grill requires $745K – $1.8M. Moe’s Southwest Grill discloses average revenue of $1.2M; 85°C Bakery Cafe does not report Item 19 data. Moe’s Southwest Grill has SBA lending data on file with a 14.5% charge-off rate. FranchiseVerdict rates 85°C Bakery Cafe B (Above Average) and Moe’s Southwest Grill B (Above Average).
| Metric | 85°C Bakery Cafe | Moe’s Southwest Grill |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $819K – $1.8M | $745K – $1.8M |
| Franchise Fee | $50K | $31K |
| Royalty Rate | 6.5% | 5.0% |
| Average Revenue (Item 19) | N/A | $1.2M |
| SBA Charge-Off Rate | N/A | 14.5% (79 loans) |
| Total Units | 88 | 612 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2001 |
| FDD Year | 2026 | 2024 |
Investment Range
$819K – $1.8M
$745K – $1.8M
Franchise Fee
$50K
$31K
Royalty Rate
6.5%
5.0%
Average Revenue (Item 19)
N/A
$1.2M
SBA Charge-Off Rate
N/A
14.5% (79 loans)
Total Units
88
612
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2001
FDD Year
2026
2024