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FranchiseVerdict

85°C Bakery Cafe vs Moe’s Southwest Grill

Franchise Comparison 2026

Both 85°C Bakery Cafe and Moe’s Southwest Grill are quick-service restaurants franchises. 85°C Bakery Cafe requires an investment of $819K – $1.8M while Moe’s Southwest Grill requires $644K – $2.0M. Moe’s Southwest Grill discloses average revenue of $1.2M; 85°C Bakery Cafe makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Reported for a subset of outlets rather than the whole system; Reported as net sales, not gross sales. Moe’s Southwest Grill has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates 85°C Bakery Cafe A (Strongest tier) and Moe’s Southwest Grill B (Above average).

Investment Range
$819K – $1.8M
$644K – $2.0M
Franchise Fee
$50K
$36K
Royalty Rate
6.5%
5.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$1.2MOutlet subset
SBA Charge-Off Rate
N/A
12.7% (215 loans)
Total Units
88
568
Unit Growth (YoY)
+3 units
-28 units
Year Began Franchising
2020
2017
FDD Year
2026
2026