85°C Bakery Cafe vs Moe’s Southwest Grill
Franchise Comparison 2026
Both 85°C Bakery Cafe and Moe’s Southwest Grill are quick-service restaurants franchises. 85°C Bakery Cafe requires an investment of $819K – $1.8M while Moe’s Southwest Grill requires $644K – $2.0M. Moe’s Southwest Grill discloses average revenue of $1.2M; 85°C Bakery Cafe makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Reported for a subset of outlets rather than the whole system; Reported as net sales, not gross sales. Moe’s Southwest Grill has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates 85°C Bakery Cafe A (Strongest tier) and Moe’s Southwest Grill B (Above average).
| Metric | 85°C Bakery Cafe | Moe’s Southwest Grill |
|---|---|---|
| Verdict Grade | AStrongest tier | BAbove average |
| Investment Range | $819K – $1.8M | $644K – $2.0M |
| Franchise Fee | $50K | $36K |
| Royalty Rate | 6.5% | 5.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $1.2MOutlet subset |
| SBA Charge-Off Rate | N/A | 12.7% (215 loans) |
| Total Units | 88 | 568 |
| Unit Growth (YoY) | +3 units | -28 units |
| Year Began Franchising | 2020 | 2017 |
| FDD Year | 2026 | 2026 |
Investment Range
$819K – $1.8M
$644K – $2.0M
Franchise Fee
$50K
$36K
Royalty Rate
6.5%
5.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$1.2MOutlet subset
SBA Charge-Off Rate
N/A
12.7% (215 loans)
Total Units
88
568
Unit Growth (YoY)
+3 units
-28 units
Year Began Franchising
2020
2017
FDD Year
2026
2026