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SBA 7(a) franchise lending portfolio
Magyar Bank
EXCELLENT risk
- Total loans
- 13
- Loan volume
- $10.6M
- Avg loan size
- $814K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
7.73%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Retro Fitness | 2 | $1.4M | 0.0% |
| Servpro | 2 | $225K | 0.0% |
| Dairy Queen Operating Agreemen | 2 | $1.4M | 0.0% |
| Cold Stone Creamery | 1 | $630K | — |
| USA Ninja Challenge | 1 | $400K | — |
| F45 Training | 1 | $200K | — |
| Popeyes Louisiana Kitchen | 1 | $1.6M | 0.0% |
| Tapville Social | 1 | $1.1M | — |
| Super 8 by Wyndhan | 1 | $1.8M | 0.0% |
| Red Carpet Inn/Red Carpet Suit | 1 | $1.8M | — |
Lending volume by year
2'11
1'12
1'16
1'20
1'21
2'22
1'23
2'25
2'26
Geographic exposure
Portfolio summary
Total funded$10.6M
Defaults0 of 13
Risk tierEXCELLENT
Avg rate7.73%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).