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SBA 7(a) franchise lending portfolio
Grow America Fund, Incorporated
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $2.4M
- Avg loan size
- $201K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.86%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Meineke Car Care | 1 | $100K | 0.0% |
| Curves For Women | 1 | $118K | 0.0% |
| Dairy Queen Grill & Chill/Texa | 1 | $200K | 0.0% |
| Kona Ice | 1 | $137K | — |
| Kona Ice | 1 | $105K | 0.0% |
| F45 Training | 1 | $200K | 0.0% |
| 2nd Family | 1 | $141K | — |
| Hot Head Burritos | 1 | $500K | — |
| FYZICAL | 1 | $250K | — |
| Tropical Smoothie Cafe | 1 | $270K | 0.0% |
| Golden Krust Caribbean Bakery | 1 | $125K | — |
| Signarama | 1 | $263K | — |
Lending volume by year
1'99
1'08
1'15
1'18
1'19
2'20
1'21
1'22
2'24
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).