![Genisys CU logo](https://cdn.brandfetch.io/genisyscu.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Genisys CU
EXCELLENT risk
- Total loans
- 14
- Loan volume
- $17.8M
- Avg loan size
- $1.3M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.73%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Martinizing Dry Cleaning | 2 | $527K | 0.0% |
| IHOP | 2 | $4.9M | 0.0% |
| Anytime Fitness | 1 | $149K | 0.0% |
| Painting With A Twist | 1 | $60K | 0.0% |
| Marathon Oil Company | 1 | $1.5M | 0.0% |
| Culver's | 1 | $314K | 0.0% |
| F45 Training | 1 | $375K | 0.0% |
| PetCo Master Veterinary Care A | 1 | $2.5M | — |
| Mathnasium Learning Centers | 1 | $100K | — |
| High Pointe Oil Company, Inc ( | 1 | $1.5M | — |
| Golden Corral | 1 | $5.0M | — |
| USA Insulation | 1 | $878K | 0.0% |
Lending volume by year
2'14
1'15
1'16
3'19
3'21
2'22
2'23
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).