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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageTHE JUNKLUGGERS Retail 2026 FDD Remove |  BAbove averageBobbles & Lace Retail 2026 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2026 FDD | FDD issued Apr 30, 2026 |
Investment range | $96K – $359K | $163K – $300K |
Liquid capital | $25K – $100K | $25K – $50K |
Franchise fee | $50K | $25K |
Royalty rate | 7.0% | 5.0% |
Ad fund rate | 2.0% | 1.0% |
| Performance | ||
Avg gross sales | $336KPer territory, not per outlet | $763K |
Median gross sales | $227KPer territory, not per outlet | $721K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted |
Earnings metric | Not classified | Owner's Discretionary |
| Risk | ||
Rating | CAverage | BAbove average |
Verdict score | 40 / 100 | 55 / 100 |
SBA charge-off rate | 25.0% (n=54) | Under 10 loans (5) |
SBA loans on record | 54 | 5 |
| Scale | ||
Total units | 167 | 26 |
Net change (latest yr) | +18 | +3 |
Signed, not yet open | 4 (0.02 per open outlet) | 6 (0.23 per open outlet) |
Turnover rate | 4.2% | 7.7% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 67 | 57 |
| Contacts | ||
Franchisee phones | 90 | 1 |
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