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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageTCBY Quick-Service Restaurants 2025 FDD Remove |  DBelow averageMatari Coffee Quick-Service Restaurants 2025 FDD Remove |  CAverageTacoTime Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Apr 30, 2025 | FDD issued Mar 17, 2025 | FDD issued Mar 28, 2025 |
Investment range | $488K – $699K | $469K – $721K | $366K – $824K |
Liquid capital | $8K – $12K | $20K – $40K | $5K – $20K |
Franchise fee | $35K | $40K | $30K |
Royalty rate | 6.0% | 5.0% | 6.0% |
Ad fund rate | 3.0% | 2.0% | 4.0% |
| Performance | |||
Avg gross sales | $429K | Partial, no system average | $860K |
Median gross sales | $397K | Not extracted | $825K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | BAbove average | DBelow average | CAverage |
Verdict score | 53 / 100 | 31 / 100 | 40 / 100 |
SBA charge-off rate | 22.8% (n=211) | Not SBA-matched | 31.2% (n=89) |
SBA loans on record | 211 | N/A | 89 |
| Scale | |||
Total units | 125 | 2 | 99 |
Net change (latest yr) | -26 | 0 | -2 |
Signed, not yet open | 1 (0.01 per open outlet) | Not extracted | 8 (0.08 per open outlet) |
Turnover rate | 18.4% | 0.0% | 2.0% |
| Contract | |||
Initial term (years) | 10 | 10 | 10 |
Renewal term (years) | 10 | 10 | 5 |
Initial training (hrs) | 41 | 50 | 160 |
| Contacts | |||
Franchisee phones | 120 | 1 | 3 |
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