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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageTacoTime Quick-Service Restaurants 2025 FDD Remove |  DBelow averageMatari Coffee Quick-Service Restaurants 2025 FDD Remove |  BAbove averageTCBY Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 28, 2025 | FDD issued Mar 17, 2025 | FDD issued Apr 30, 2025 |
Investment range | $366K – $824K | $469K – $721K | $488K – $699K |
Liquid capital | $5K – $20K | $20K – $40K | $8K – $12K |
Franchise fee | $30K | $40K | $35K |
Royalty rate | 6.0% | 5.0% | 6.0% |
Ad fund rate | 4.0% | 2.0% | 3.0% |
| Performance | |||
Avg gross sales | $860K | Partial, no system average | $429K |
Median gross sales | $825K | Not extracted | $397K |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not extracted | Not extracted |
Earnings metric | Not classified | Not classified | Not classified |
| Risk | |||
Rating | CAverage | DBelow average | BAbove average |
Verdict score | 40 / 100 | 31 / 100 | 53 / 100 |
SBA charge-off rate | 31.2% (n=89) | Not SBA-matched | 22.8% (n=211) |
SBA loans on record | 89 | N/A | 211 |
| Scale | |||
Total units | 99 | 2 | 125 |
Net change (latest yr) | -2 | 0 | -26 |
Signed, not yet open | 8 (0.08 per open outlet) | Not extracted | 1 (0.01 per open outlet) |
Turnover rate | 2.0% | 0.0% | 18.4% |
| Contract | |||
Initial term (years) | 10 | 10 | 10 |
Renewal term (years) | 5 | 10 | 10 |
Initial training (hrs) | 160 | 50 | 41 |
| Contacts | |||
Franchisee phones | 3 | 1 | 120 |
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