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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averagePhở Hòa Full-Service Restaurants 2025 FDD Remove |  CAverageCandy Cloud Full-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 1, 2025 | FDD issued Dec 23, 2025 |
Investment range | $391K – $759K | $389K – $749K |
Liquid capital | $30K – $45K | $15K – $20K |
Franchise fee | $30K | $40K |
Royalty rate | 4.0% | 6.0% |
Ad fund rate | Not extracted | 2.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | Partial, no system average |
Median gross sales | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted |
Earnings metric | Not classified | monthly label but treated as annual (conservative) |
| Risk | ||
Rating | DBelow average | CAverage |
Verdict score | 31 / 100 | 44 / 100 |
SBA charge-off rate | Not SBA-matched | Limited · 13 loans |
SBA loans on record | N/A | 13 |
| Scale | ||
Total units | 17 | 13 |
Net change (latest yr) | -3 | +7 |
Signed, not yet open | 4 (0.24 per open outlet) | 29 (2.23 per open outlet) |
Turnover rate | 57.1% | 0.0% |
| Contract | ||
Initial term (years) | 5 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 152 | 95 |
| Contacts | ||
Franchisee phones | 24 | 1 |
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