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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAveragePatrice & Associates Business Services 2025 FDD Remove |  BAbove averageCINCH I.T. Business Services 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 15, 2025 | 2025 FDD |
Investment range | $105K – $121K | $100K – $125K |
Liquid capital | $4K – $6K | $40K – $60K |
Franchise fee | $65K | $15K |
Royalty rate | 10.0% | 7.0% |
Ad fund rate | 2.0% | 1.5% |
| Performance | ||
Avg gross sales | $19K | No Item 19 representation |
Median gross sales | $3K | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | BAbove average |
Verdict score | 38 / 100 | 54 / 100 |
SBA charge-off rate | 33.3% (n=97) | Under 10 loans (7) |
SBA loans on record | 97 | 7 |
| Scale | ||
Total units | 189 | 14 |
Net change (latest yr) | +1 | +3 |
Signed, not yet open | 0 (0.00 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 14.3% | 0.0% |
| Contract | ||
Initial term (years) | 5 | 5 |
Renewal term (years) | 5 | 5 |
Initial training (hrs) | 50 | 126 |
| Contacts | ||
Franchisee phones | 164 | 8 |
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