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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
These brands report different earnings metrics (Net Income, Owner's Discretionary). Financial figures may not be directly comparable.
Focus by buyer type
| Brand |  AStrongest tierParamount Tax & Accounting Financial Services 2025 FDD Remove |  AStrongest tierPadgett Business Services Financial Services 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Jul 30, 2025 | FDD issued Mar 31, 2025 |
Investment range | $74K – $166K | $117K – $117K |
Liquid capital | $10K – $46K | $1K – $1K |
Franchise fee | $40K | $63K |
Royalty rate | 10.0% | 9.0% |
Ad fund rate | Not extracted | 2.0% |
| Performance | ||
Avg gross sales | $498K | Partial, no system average |
Median gross sales | $204K | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | $213K | Not extracted |
Earnings metric | Net Income | Owner's Discretionary |
| Risk | ||
Rating | AStrongest tier | AStrongest tier |
Verdict score | 89 / 100 | 70 / 100 |
SBA charge-off rate | Not SBA-matched | 8.7% (n=65) |
SBA loans on record | N/A | 65 |
| Scale | ||
Total units | 92 | 167 |
Net change (latest yr) | +12 | +1 |
Signed, not yet open | 7 (0.08 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 3.3% | 4.8% |
| Contract | ||
Initial term (years) | 20 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 42 | 106 |
| Contacts | ||
Franchisee phones | 57 | 65 |
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