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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageMochiholic Quick-Service Restaurants 2025 FDD Remove |  BAbove averageChamps Chicken Quick-Service Restaurants 2025 FDD Remove |  CAverageSmart Drinks Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Apr 21, 2025 | 2025 FDD | FDD issued May 21, 2025 |
Investment range | $155K – $265K | $9K – $410K | $197K – $226K |
Liquid capital | $20K – $35K | $3K – $30K | $3K – $10K |
Franchise fee | $40K | Not extracted | $45K |
Royalty rate | 5.5% | Not extracted | Not extracted |
Ad fund rate | 0.0% | 0.0% | Not extracted |
| Performance | |||
Avg gross sales | $812KCompany-owned only1 outlet | No Item 19 representation | Partial, no system average |
Median gross sales | Not extracted | Not disclosed | Not extracted |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed | Not extracted |
Earnings metric | assumed annual | Not classified | Not classified |
| Risk | |||
Rating | CAverage | BAbove average | CAverage |
Verdict score | 43 / 100 | 64 / 100 | 45 / 100 |
SBA charge-off rate | Not SBA-matched | Not SBA-matched | Under 10 loans (2) |
SBA loans on record | N/A | N/A | 2 |
| Scale | |||
Total units | 1 | 397 | 7 |
Net change (latest yr) | 0 | -3 | -2 |
Signed, not yet open | Not extracted | Not extracted | 1 (0.14 per open outlet) |
Turnover rate | 100.0% | 9.1% | 28.6% |
| Contract | |||
Initial term (years) | 5 | 5 | 10 |
Renewal term (years) | 5 | 5 | 5 |
Initial training (hrs) | 100 | 0 | 40 |
| Contacts | |||
Franchisee phones | 5 | 126 | 6 |
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