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FranchiseVerdict

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2 brands side-by-side

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indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.

Focus by buyer type

Brand
Jersey Mike's logoAStrongest tier
Jersey Mike's
Quick-Service Restaurants
2026 FDD
Remove
Schlotzsky’s logoBAbove average
Schlotzsky’s
Quick-Service Restaurants
2025 FDD
Remove
Vitals
FDD filing
FDD issued Apr 10, 2026
FDD issued Mar 28, 2025
Investment range
$436K – $1.2M
$658K – $934K
Liquid capital
$17K – $33K
$39K – $51K
Franchise fee
$20K
$36K
Royalty rate
6.5%
6.0%
Ad fund rate
5.0%
4.0%
Performance
Avg gross sales
$1.4M
$1.1MNet sales
Median gross sales
$1.3M
$1.1M
Avg owner earnings
Metric varies by brand. Check type below
Not extracted
Not extracted
Earnings metric
Not classified
Not classified
Risk
Rating
AStrongest tier
BAbove average
Verdict score
98 / 100
51 / 100
SBA charge-off rate
4.4% (n=667)
20.6% (n=533)
SBA loans on record
667
533
Scale
Total units
3,227
308
Net change (latest yr)
+246
-15
Signed, not yet open
563 (0.17 per open outlet)
64 (0.21 per open outlet)
Turnover rate
0.4%
6.2%
Contract
Initial term (years)
10
20
Renewal term (years)
10
20
Initial training (hrs)
388
250
Contacts
Franchisee phones
3,084
421

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