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3 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageHouse of Bread Quick-Service Restaurants 2025 FDD Remove |  CAverageUrban Wings Quick-Service Restaurants 2025 FDD Remove |  BAbove averageSharetea Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Apr 20, 2025 | 2025 FDD | 2025 FDD |
Investment range | $198K – $584K | $214K – $566K | $225K – $555K |
Liquid capital | Not extracted | $30K – $60K | $20K – $80K |
Franchise fee | $35K | $30K | $12K |
Royalty rate | 6.0% | 6.0% | 6.0% |
Ad fund rate | 0.0% | 1.0% | 3.0% |
| Performance | |||
Avg gross sales | $699KIncl. company outlets | No Item 19 representation | No Item 19 representation |
Median gross sales | $667KIncl. company outlets | Not disclosed | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed | Not disclosed |
Earnings metric | P&L Bottom Line | Not classified | Not classified |
| Risk | |||
Rating | BAbove average | CAverage | BAbove average |
Verdict score | 48 / 100 | 39 / 100 | 63 / 100 |
SBA charge-off rate | Under 10 loans (5) | Not SBA-matched | 9.1% (n=30) |
SBA loans on record | 5 | N/A | 30 |
| Scale | |||
Total units | 6 | 1 | 153 |
Net change (latest yr) | -1 | 0 | -6 |
Signed, not yet open | 4 (0.67 per open outlet) | 0 (0.00 per open outlet) | 11 (0.07 per open outlet) |
Turnover rate | 25.0% | 0.0% | 10.5% |
| Contract | |||
Initial term (years) | 10 | 10 | 5 |
Renewal term (years) | 10 | 5 | 5 |
Initial training (hrs) | 274 | 127 | 68 |
| Contacts | |||
Franchisee phones | 4 | 0 | 3 |
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