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3 brands side-by-side

Compare up to 4 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

Brand	FBottom Quintile H&R Block Financial Services Remove	BAbove Average AltoCFO Financial Services Remove	FBottom Quintile PAYROLL VAULT Financial Services Remove
Vitals
Investment range	$34K – $159K	$77K – $116K	$77K – $112K
Liquid capital	$430 – $12K	$11K – $30K	$3K – $10K
Franchise fee	$3K	$50K	$69K
Royalty rate	0.6%	10.0%	N/A
Ad fund rate	N/A	N/A	N/A
Performance
Avg gross sales	N/A	$993K	$282K
Median gross sales	N/A	N/A	N/A
Avg owner earnings Metric varies by brand. Check type below	N/A	$383K	$78K
Earnings metric	Not classified	P&L Bottom Line	P&L Bottom Line
Risk
Rating	FBottom Quintile	BAbove Average	FBottom Quintile
Risk score	95 / 100	57 / 100	86 / 100
SBA charge-off rate	5.6%	N/A	7.7%
SBA loans on record	54	N/A	13
Scale
Total units	8,688	1	62
Net change (latest yr)	N/A	N/A	N/A
Turnover rate	0.4%	0.0%	11.3%
Contract
Initial term (years)	10	5	5
Renewal term (years)	10	5	10
Initial training (hrs)	61	40	99
Contacts
Franchisee phones	2,053	16	10