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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
These brands report different earnings metrics (PROFIT BEFORE OTHER EXPENSES (8), Net Income). Financial figures may not be directly comparable.
These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.
Focus by buyer type
| Brand |  AStrongest tierGoldfish Swim School Education 2026 FDD Remove |  BAbove averageCasa de Corazon Education 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 6, 2026 | FDD issued Apr 30, 2025 |
Investment range | $1.7M – $3.7M | $916K – $4.3M |
Liquid capital | $75K – $350K | $150K – $250K |
Franchise fee | $50K | $70K |
Royalty rate | 6.0% | 7.0% |
Ad fund rate | 2.0% | 2.0% |
| Performance | ||
Avg gross sales | $2.0M | $2.4MIncl. company outlets |
Median gross sales | $1.8M | $2.7MIncl. company outlets |
Avg owner earnings Metric varies by brand. Check type below | $561K | Not extracted |
Earnings metric | PROFIT BEFORE OTHER EXPENSES (8) | Net Income |
| Risk | ||
Rating | AStrongest tier | BAbove average |
Verdict score | 99 / 100 | 59 / 100 |
SBA charge-off rate | 0.0% (n=106) | Limited · 13 loans |
SBA loans on record | 106 | 13 |
| Scale | ||
Total units | 199 | 8 |
Net change (latest yr) | +20 | +1 |
Signed, not yet open | Not extracted | Not extracted |
Turnover rate | 1.5% | 0.0% |
| Contract | ||
Initial term (years) | 15 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 116 | 80 |
| Contacts | ||
Franchisee phones | 14 | 0 |
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