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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageFLUFFY FLUFFY Full-Service Restaurants 2025 FDD Remove |  DBelow averageThe Modern Halo Full-Service Restaurants 2025 FDD Remove |  CAverageEBIGA JJAMPPONG Full-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Apr 29, 2025 | FDD issued Jul 29, 2025 | FDD issued Jun 11, 2025 |
Investment range | $319K – $609K | $283K – $648K | $337K – $585K |
Liquid capital | $20K – $50K | $51K – $128K | $60K – $80K |
Franchise fee | $50K | $50K | $35K |
Royalty rate | 6.0% | 6.0% | 4.0% |
Ad fund rate | 3.0% | 1.0% | 1.0% |
| Performance | |||
Avg gross sales | No Item 19 representation | $931KCompany-owned only1 outlet | No Item 19 representation |
Median gross sales | Not disclosed | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not extracted | Not disclosed |
Earnings metric | Not classified | assumed annual | Not classified |
| Risk | |||
Rating | BAbove average | DBelow average | CAverage |
Verdict score | 59 / 100 | 35 / 100 | 41 / 100 |
SBA charge-off rate | Not SBA-matched | Under 10 loans (1) | Not SBA-matched |
SBA loans on record | N/A | 1 | N/A |
| Scale | |||
Total units | 8 | 2 | 0 |
Net change (latest yr) | +5 | 0 | 0 |
Signed, not yet open | 6 (0.75 per open outlet) | Not extracted | 0 |
Turnover rate | 0.0% | 0.0% | Not extracted |
| Contract | |||
Initial term (years) | 5 | 10 | 5 |
Renewal term (years) | 5 | 10 | 5 |
Initial training (hrs) | 179 | 59 | 82 |
| Contacts | |||
Franchisee phones | 0 | 0 | 0 |
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