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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageCycleBar Recreation & Entertainment 2025 FDD Remove |  DBelow averageCheeky Monkeys Recreation & Entertainment 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 14, 2025 | 2025 FDD |
Investment range | $411K – $1.1M | $724K – $1.1M |
Liquid capital | $25K – $67K | $79K – $131K |
Franchise fee | $60K | $40K |
Royalty rate | 7.0% | 6.0% |
Ad fund rate | 2.0% | 1.0% |
| Performance | ||
Avg gross sales | $424K | No Item 19 representation |
Median gross sales | $407K | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | DBelow average |
Verdict score | 40 / 100 | 35 / 100 |
SBA charge-off rate | 11.0% (n=143) | Under 10 loans (9) |
SBA loans on record | 143 | 9 |
| Scale | ||
Total units | 189 | 10 |
Net change (latest yr) | -27 | +3 |
Signed, not yet open | Not extracted | 3 (0.30 per open outlet) |
Turnover rate | 19.6% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 24 | 52 |
| Contacts | ||
Franchisee phones | 188 | 0 |
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