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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageBlimpie Quick-Service Restaurants 2025 FDD Remove |  BAbove averagePaciugo Gelato Caffè Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 28, 2025 | FDD issued Mar 21, 2025 |
Investment range | $254K – $589K | $233K – $612K |
Liquid capital | $15K – $20K | $10K – $30K |
Franchise fee | $18K | $20K |
Royalty rate | 6.0% | 6.0% |
Ad fund rate | 4.0% | 2.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | No Item 19 representation |
Median gross sales | Not disclosed | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | DBelow average | BAbove average |
Verdict score | 31 / 100 | 58 / 100 |
SBA charge-off rate | 30.0% (n=659) | Under 10 loans (9) |
SBA loans on record | 659 | 9 |
| Scale | ||
Total units | 101 | 22 |
Net change (latest yr) | -7 | -1 |
Signed, not yet open | 12 (0.12 per open outlet) | 2 (0.09 per open outlet) |
Turnover rate | 7.9% | 13.6% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 5 |
Initial training (hrs) | 100 | 68 |
| Contacts | ||
Franchisee phones | 85 | 26 |
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