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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierAmerican Family Care Healthcare 2025 FDD Remove |  BAbove averageUpgrade Labs Healthcare 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | 2025 FDD | FDD issued May 19, 2025 |
Investment range | $956K – $1.5M | $752K – $1.5M |
Liquid capital | $200K – $500K | $50K – $75K |
Franchise fee | $60K | $65K |
Royalty rate | 6.0% | 7.5% |
Ad fund rate | 1.0% | 2.0% |
| Performance | ||
Avg gross sales | $1.8MNet sales | No Item 19 representation |
Median gross sales | $1.6M | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | AStrongest tier | BAbove average |
Verdict score | 76 / 100 | 51 / 100 |
SBA charge-off rate | Limited · 121 loans | Under 10 loans (5) |
SBA loans on record | 121 | 5 |
| Scale | ||
Total units | 386 | 5 |
Net change (latest yr) | +29 | +3 |
Signed, not yet open | 98 (0.25 per open outlet) | 4 (0.80 per open outlet) |
Turnover rate | 2.1% | 20.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 5 |
Initial training (hrs) | 98 | 45 |
| Contacts | ||
Franchisee phones | 378 | 12 |
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