We Insure vs ANI
Franchise Comparison 2026
Both We Insure and ANI are financial services franchises. We Insure requires an investment of $70K – $138K while ANI requires $59K – $145K. Neither We Insure nor ANI makes a financial performance representation in Item 19 of its FDD — a voluntary item under the FTC Franchise Rule — so the two cannot be compared on disclosed unit revenue. FranchiseVerdict rates We Insure D (Below average) and ANI B (Above average).
| Metric | We Insure | ANI |
|---|---|---|
| Verdict Grade | DBelow average | BAbove average |
| Investment Range | $70K – $138K | $59K – $145K |
| Franchise Fee | $50K | $25K |
| Royalty Rate | Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales. | 10.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | N/ANo Item 19 representation |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 157 | 15 |
| Unit Growth (YoY) | -39 units | +1 units |
| Year Began Franchising | 2017 | 2009 |
| FDD Year | 2025 | 2023 |
Investment Range
$70K – $138K
$59K – $145K
Franchise Fee
$50K
$25K
Royalty Rate
Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales.
10.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
N/ANo Item 19 representation
SBA Charge-Off Rate
Limited data
N/A
Total Units
157
15
Unit Growth (YoY)
-39 units
+1 units
Year Began Franchising
2017
2009
FDD Year
2025
2023