USA Insulation vs ZOOM DRAIN
Franchise Comparison 2026
Both USA Insulation and ZOOM DRAIN are home services franchises. USA Insulation requires an investment of $304K – $477K while ZOOM DRAIN requires $260K – $491K. USA Insulation has SBA lending data on file with a 2.6% charge-off rate. FranchiseVerdict rates USA Insulation A (Strongest tier) and ZOOM DRAIN A (Strongest tier).
| Metric | USA Insulation | ZOOM DRAIN |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $304K – $477K | $260K – $491K |
| Franchise Fee | $45K | $50K |
| Royalty Rate | Greater of 5% of Gross Sales from prior month or $1,000 per month | During the first 12 months, 6% of Gross Sales. Starting in month 13, the greater of 6% of Gross Sales or $1,000 per Territory per month. |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 2.6% (39 loans) | Limited data |
| Total Units | 97 | 166 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2006 | 2014 |
| FDD Year | 2026 | 2025 |
Investment Range
$304K – $477K
$260K – $491K
Franchise Fee
$45K
$50K
Royalty Rate
Greater of 5% of Gross Sales from prior month or $1,000 per month
During the first 12 months, 6% of Gross Sales. Starting in month 13, the greater of 6% of Gross Sales or $1,000 per Territory per month.
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
2.6% (39 loans)
Limited data
Total Units
97
166
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2006
2014
FDD Year
2026
2025