Subway vs Coverall
Franchise Comparison 2026
Subway is a quick-service restaurants franchise, while Coverall operates in cleaning & maintenance. Subway requires an investment of $239K – $537K while Coverall requires $18K – $63K. Subway has SBA lending data on file with a 6.8% charge-off rate. FranchiseVerdict rates Subway A (Strongest tier) and Coverall B (Above average).
| Metric | Subway | Coverall |
|---|---|---|
| Verdict Grade | AStrongest tier | BAbove average |
| Investment Range | $239K – $537K | $18K – $63K |
| Franchise Fee | $15K | $16K |
| Royalty Rate | 8.0% | 5.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | N/AOutlet subset |
| SBA Charge-Off Rate | 6.8% (6096 loans) | Limited data |
| Total Units | 19,502 | 5,654 |
| Unit Growth (YoY) | -631 units | -263 units |
| Year Began Franchising | 1974 | 1985 |
| FDD Year | 2025 | 2024 |
Investment Range
$239K – $537K
$18K – $63K
Franchise Fee
$15K
$16K
Royalty Rate
8.0%
5.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
N/AOutlet subset
SBA Charge-Off Rate
6.8% (6096 loans)
Limited data
Total Units
19,502
5,654
Unit Growth (YoY)
-631 units
-263 units
Year Began Franchising
1974
1985
FDD Year
2025
2024