PayMore vs Farm Stores / Swiss Farms
Franchise Comparison 2026
Both PayMore and Farm Stores / Swiss Farms are retail franchises. PayMore requires an investment of $132K – $257K while Farm Stores / Swiss Farms requires $145K – $249K. In terms of revenue, PayMore reports higher average unit revenue at $1.2M. PayMore has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates PayMore A (Strongest tier) and Farm Stores / Swiss Farms B (Above average).
| Metric | PayMore | Farm Stores / Swiss Farms |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $132K – $257K | $145K – $249K |
| Franchise Fee | $35K | $25K |
| Royalty Rate | Greater of 5% of Gross Sales or $1,000 per calendar month | Greater of (i) 6% of total weekly Gross Sales or (ii) $360 per week, subject to annual CPI-U adjustment |
| Average Revenue (Item 19) | $1.2M | $824K |
| SBA Charge-Off Rate | 0.0% (15 loans) | Limited data |
| Total Units | 58 | 44 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2015 |
| FDD Year | 2025 | 2023 |
Investment Range
$132K – $257K
$145K – $249K
Franchise Fee
$35K
$25K
Royalty Rate
Greater of 5% of Gross Sales or $1,000 per calendar month
Greater of (i) 6% of total weekly Gross Sales or (ii) $360 per week, subject to annual CPI-U adjustment
Average Revenue (Item 19)
$1.2M
$824K
SBA Charge-Off Rate
0.0% (15 loans)
Limited data
Total Units
58
44
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2015
FDD Year
2025
2023