PayMore vs Crown Trophy
Franchise Comparison 2026
Both PayMore and Crown Trophy are retail franchises. PayMore requires an investment of $132K – $257K while Crown Trophy requires $168K – $199K. PayMore discloses average revenue of $1.2M; Crown Trophy does not report Item 19 data. On SBA loan performance, PayMore has a lower charge-off rate (0.0%) compared to Crown Trophy (9.8%). FranchiseVerdict rates PayMore A (Top Quintile) and Crown Trophy F (Bottom Quintile).
| Metric | PayMore | Crown Trophy |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | FBottom QuintileBottom Quintile |
| Investment Range | $132K – $257K | $168K – $199K |
| Franchise Fee | $35K | $35K |
| Royalty Rate | Greater of 5% of Gross Sales or $1,000 per month | 5.0% |
| Average Revenue (Item 19) | $1.2M | N/A |
| SBA Charge-Off Rate | 0.0% (15 loans) | 9.8% (57 loans) |
| Total Units | 58 | 129 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 1985 |
| FDD Year | 2025 | 2025 |
Investment Range
$132K – $257K
$168K – $199K
Franchise Fee
$35K
$35K
Royalty Rate
Greater of 5% of Gross Sales or $1,000 per month
5.0%
Average Revenue (Item 19)
$1.2M
N/A
SBA Charge-Off Rate
0.0% (15 loans)
9.8% (57 loans)
Total Units
58
129
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
1985
FDD Year
2025
2025