Padgett Business Services vs Blue Eagle Investigations
Franchise Comparison 2026
Both Padgett Business Services and Blue Eagle Investigations are financial services franchises. Padgett Business Services requires an investment of $117K – $117K while Blue Eagle Investigations requires $57K – $166K. Padgett Business Services has SBA lending data on file with a 8.7% charge-off rate. FranchiseVerdict rates Padgett Business Services A (Strongest tier) and Blue Eagle Investigations D (Below average).
| Metric | Padgett Business Services | Blue Eagle Investigations |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | DBelow averageBelow average |
| Investment Range | $117K – $117K | $57K – $166K |
| Franchise Fee | $63K | $50K |
| Royalty Rate | Greater of 9% of Gross Receipts OR minimum monthly amounts (startup): $100-$1,700/mo escalating over term; conversion franchises pay 9% (5% year 1, 6.5% year 2 if timely); Padgett intends to increase to 12% effective Jan 1, 2027 | 20.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 8.7% (65 loans) | N/A |
| Total Units | 167 | 17 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1988 | 2018 |
| FDD Year | 2025 | 2024 |
Padgett Business Services
AStrongest tierStrongest tier
Blue Eagle Investigations
DBelow averageBelow average
Investment Range
$117K – $117K
$57K – $166K
Franchise Fee
$63K
$50K
Royalty Rate
Greater of 9% of Gross Receipts OR minimum monthly amounts (startup): $100-$1,700/mo escalating over term; conversion franchises pay 9% (5% year 1, 6.5% year 2 if timely); Padgett intends to increase to 12% effective Jan 1, 2027
20.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
8.7% (65 loans)
N/A
Total Units
167
17
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1988
2018
FDD Year
2025
2024