Motto Mortgage vs Better Homes and Gardens Real Estate
Franchise Comparison 2026
Both Motto Mortgage and Better Homes and Gardens Real Estate are real estate franchises. Motto Mortgage requires an investment of $56K – $240K while Better Homes and Gardens Real Estate requires $34K – $269K. Neither Motto Mortgage nor Better Homes and Gardens Real Estate makes a financial performance representation in Item 19 of its FDD — a voluntary item under the FTC Franchise Rule — so the two cannot be compared on disclosed unit revenue. FranchiseVerdict rates Motto Mortgage D (Below average) and Better Homes and Gardens Real Estate D (Below average).
| Metric | Motto Mortgage | Better Homes and Gardens Real Estate |
|---|---|---|
| Verdict Grade | DBelow average | DBelow average |
| Investment Range | $56K – $240K | $34K – $269K |
| Franchise Fee | $35K | $25K |
| Royalty Rate | $2,500 per month flat fee plus 25 basis points per closed transaction per month; increases by $250 per additional loan originator beyond 7; may increase by up to 10% annually | 5.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | N/ANo Item 19 representation |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 171 | 362 |
| Unit Growth (YoY) | -57 units | -6 units |
| Year Began Franchising | 2016 | 2008 |
| FDD Year | 2025 | 2026 |
Investment Range
$56K – $240K
$34K – $269K
Franchise Fee
$35K
$25K
Royalty Rate
$2,500 per month flat fee plus 25 basis points per closed transaction per month; increases by $250 per additional loan originator beyond 7; may increase by up to 10% annually
5.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
N/ANo Item 19 representation
SBA Charge-Off Rate
Limited data
N/A
Total Units
171
362
Unit Growth (YoY)
-57 units
-6 units
Year Began Franchising
2016
2008
FDD Year
2025
2026