Lendio vs BooXkeeping
Franchise Comparison 2026
Both Lendio and BooXkeeping are financial services franchises. Lendio requires an investment of $46K – $117K while BooXkeeping requires $78K – $84K. BooXkeeping discloses average revenue of $81K; Lendio makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Based on a single franchisee - not a system average. FranchiseVerdict rates Lendio A (Strongest tier) and BooXkeeping C (Average).
| Metric | Lendio | BooXkeeping |
|---|---|---|
| Verdict Grade | AStrongest tier | CAverage |
| Investment Range | $46K – $117K | $78K – $84K |
| Franchise Fee | $35KConditional fee | $60K |
| Royalty Rate | 30.0% | 10.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $81KPer franchisee, not per outlet · n=1 |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 121 | 16 |
| Unit Growth (YoY) | +54 units | +6 units |
| Year Began Franchising | 2016 | 2020 |
| FDD Year | 2022 | 2026 |
Investment Range
$46K – $117K
$78K – $84K
Franchise Fee
$35KConditional fee
$60K
Royalty Rate
30.0%
10.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$81KPer franchisee, not per outlet · n=1
SBA Charge-Off Rate
N/A
Limited data
Total Units
121
16
Unit Growth (YoY)
+54 units
+6 units
Year Began Franchising
2016
2020
FDD Year
2022
2026