Ledgers vs Loyalty Business Services
Franchise Comparison 2026
Both Ledgers and Loyalty Business Services are financial services franchises. Ledgers requires an investment of $48K – $90K while Loyalty Business Services requires $48K – $90K. Loyalty Business Services discloses average revenue of $294K; Ledgers makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per office, not per outlet - not comparable with per-outlet figures; Based on only 2 offices. FranchiseVerdict rates Ledgers F (Weakest tier) and Loyalty Business Services B (Above average).
| Metric | Ledgers | Loyalty Business Services |
|---|---|---|
| Verdict Grade | FWeakest tier | BAbove average |
| Investment Range | $48K – $90K | $48K – $90K |
| Franchise Fee | $35K | $35K |
| Royalty Rate | 10.0% | 10.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $294KPer office, not per outlet · n=2 |
| SBA Charge-Off Rate | N/A | N/A |
| Total Units | 2 | 16 |
| Unit Growth (YoY) | -2 units | +14 units |
| Year Began Franchising | 2020 | 2020 |
| FDD Year | 2025 | 2026 |
Investment Range
$48K – $90K
$48K – $90K
Franchise Fee
$35K
$35K
Royalty Rate
10.0%
10.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$294KPer office, not per outlet · n=2
SBA Charge-Off Rate
N/A
N/A
Total Units
2
16
Unit Growth (YoY)
-2 units
+14 units
Year Began Franchising
2020
2020
FDD Year
2025
2026