Koala Insulation vs Service Experts
Franchise Comparison 2026
Both Koala Insulation and Service Experts are home services franchises. Koala Insulation requires an investment of $195K – $242K while Service Experts requires $146K – $285K. Koala Insulation discloses average revenue of $1.3M; Service Experts does not report Item 19 data. Koala Insulation has SBA lending data on file with a 5.9% charge-off rate. FranchiseVerdict rates Koala Insulation A (Strongest tier) and Service Experts C (Average).
| Metric | Koala Insulation | Service Experts |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | CAverageAverage |
| Investment Range | $195K – $242K | $146K – $285K |
| Franchise Fee | $50K | $60K |
| Royalty Rate | Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K) | 6.0% |
| Average Revenue (Item 19) | $1.3M | N/A |
| SBA Charge-Off Rate | 5.9% (85 loans) | N/A |
| Total Units | 333 | 89 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2023 | 2025 |
| FDD Year | 2026 | 2025 |
Investment Range
$195K – $242K
$146K – $285K
Franchise Fee
$50K
$60K
Royalty Rate
Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K)
6.0%
Average Revenue (Item 19)
$1.3M
N/A
SBA Charge-Off Rate
5.9% (85 loans)
N/A
Total Units
333
89
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2023
2025
FDD Year
2026
2025