Service Experts
Bottom line
- Total investment $146K – $285K including a $60K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $6.3M/year (median $6.3M). Estimated payback in 0.4 years.
- Rated STRONG with a risk score of 32/100. SBA loan default rate of 0.0% across 81 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Service Experts unit return on the cash you put in?
Unlevered ROIC · per unit
262%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Service Experts units return on equity?
Equity IRR · 5-yr
27.1%
3.32× MOIC
Year-1 DSCR
3.02×
EBITDA ÷ debt service
Equity required
$12.7M
on $25.3M purchase
Total debt
$12.6M
SBA $5.0M + senior + seller note
Overview
About
Service Experts franchisees operate as HVAC, plumbing, and home services providers, dispatching technicians to residential and commercial customers for installations, repairs, and maintenance contracts. Daily operations involve managing service calls, technician scheduling, customer invoicing, and local marketing to build recurring revenue streams.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 15 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Moderately risky HVAC/plumbing service franchise with opaque financial data, stagnant unit count, and high investment-to-income ratio requiring careful franchisee validation.
Score breakdown · what drove the 32 / 100 rating
- 01MINORUnknown unit growth trajectory with only 89 units suggests stagnant or declining system despite 10-year maturity
- 02MINORNo Item 19 financial performance disclosure limits validation of claimed $485K avg net income
- 03MINORHigh initial investment ($145-285K) against modest net income creates 30%+ payback period with execution risk
- 04MINOR6% royalty + minimum royalty structure unclear on minimum threshold, potentially punitive for slower-ramping franchisees
- 05MINORService-based business model dependent on labor costs and local market saturation with protected territory uncertainty
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
18 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Service Experts · FDD (2025) PDF