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FranchiseVerdict

Innovative Roof Solutions vs USA Insulation

Franchise Comparison 2026

Both Innovative Roof Solutions and USA Insulation are home services franchises. Innovative Roof Solutions requires an investment of $162K – $608K while USA Insulation requires $304K – $477K. USA Insulation has SBA lending data on file with a 2.6% charge-off rate. FranchiseVerdict rates Innovative Roof Solutions D (Below average) and USA Insulation A (Strongest tier).

Investment Range
$162K – $608K
$304K – $477K
Franchise Fee
$58K
$45K
Royalty Rate
9.0%
Greater of 5% of Gross Sales from prior month or $1,000 per month
Average Revenue (Item 19)
N/An=1
N/A
SBA Charge-Off Rate
N/A
2.6% (39 loans)
Total Units
1
97
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2006
FDD Year
2023
2026