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FranchiseVerdict

IHOP vs Tim Ho Wan

Franchise Comparison 2026

Both IHOP and Tim Ho Wan are full-service restaurants franchises. IHOP requires an investment of $2.7M – $4.2M while Tim Ho Wan requires $3.2M – $3.8M. IHOP has SBA lending data on file with a 7.3% charge-off rate. FranchiseVerdict rates IHOP A (Strongest tier) and Tim Ho Wan B (Above average).

Investment Range
$2.7M – $4.2M
$3.2M – $3.8M
Franchise Fee
$50K
$86K
Royalty Rate
4.5%
3.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
7.3% (299 loans)
N/A
Total Units
1,693
6
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2014
2020
FDD Year
2026
2025