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FranchiseVerdict

iFoam vs Koala Insulation

Franchise Comparison 2026

Both iFoam and Koala Insulation are home services franchises. iFoam requires an investment of $172K – $266K while Koala Insulation requires $195K – $242K. In terms of revenue, iFoam reports higher average unit revenue at $1.4M. On SBA loan performance, Koala Insulation has a lower charge-off rate (5.9%) compared to iFoam (6.1%). FranchiseVerdict rates iFoam C (Average) and Koala Insulation A (Strongest tier).

Investment Range
$172K – $266K
$195K – $242K
Franchise Fee
$15K
$50K
Royalty Rate
Greater of $3,000/month or $3.00 per 1,000 general population in each Protected Territory
Greater of minimum royalty fee (per-territory monthly floor) or Percent-Based Royalty: 6.5% of Gross Sales up to $1M; 5% $1M-$2M; 4.5% $2M-$3M; 3.5% above $3M; 4% for Large Accounts (single project >$25K)
Average Revenue (Item 19)
$1.4M
$1.3M
SBA Charge-Off Rate
6.1% (66 loans)
5.9% (85 loans)
Total Units
90
333
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2023
FDD Year
2025
2026