H&H Bagels vs Capriotti’s Sandwich Shop
Franchise Comparison 2026
Both H&H Bagels and Capriotti’s Sandwich Shop are quick-service restaurants franchises. H&H Bagels requires an investment of $633K – $892K while Capriotti’s Sandwich Shop requires $595K – $935K. Capriotti’s Sandwich Shop discloses average revenue of $835K; H&H Bagels does not report Item 19 data. Capriotti’s Sandwich Shop has SBA lending data on file with a 6.3% charge-off rate. FranchiseVerdict rates H&H Bagels D (Below average) and Capriotti’s Sandwich Shop A (Strongest tier).
| Metric | H&H Bagels | Capriotti’s Sandwich Shop |
|---|---|---|
| Verdict Grade | DBelow averageBelow average | AStrongest tierStrongest tier |
| Investment Range | $633K – $892K | $595K – $935K |
| Franchise Fee | $40K | $40K |
| Royalty Rate | 6.0% | 6.0% |
| Average Revenue (Item 19) | N/ACompany-owned only | $835K |
| SBA Charge-Off Rate | Limited data | 6.3% (67 loans) |
| Total Units | 12 | 153 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2021 | 2008 |
| FDD Year | 2024 | 2025 |
Investment Range
$633K – $892K
$595K – $935K
Franchise Fee
$40K
$40K
Royalty Rate
6.0%
6.0%
Average Revenue (Item 19)
N/ACompany-owned only
$835K
SBA Charge-Off Rate
Limited data
6.3% (67 loans)
Total Units
12
153
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2021
2008
FDD Year
2024
2025