Gotcha Covered vs Jet-black International, Inc.
Franchise Comparison 2026
Both Gotcha Covered and Jet-black International, Inc. are home services franchises. Gotcha Covered requires an investment of $123K – $167K while Jet-black International, Inc. requires $110K – $179K. In terms of revenue, Jet-black International, Inc. reports higher average unit revenue at $706K. Note: Reported for a subset of outlets rather than the whole system. On SBA loan performance, Jet-black International, Inc. has a lower charge-off rate (0.0%) compared to Gotcha Covered (12.7%). FranchiseVerdict rates Gotcha Covered A (Strongest tier) and Jet-black International, Inc. A (Strongest tier).
| Metric | Gotcha Covered | Jet-black International, Inc. |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $123K – $167K | $110K – $179K |
| Franchise Fee | $70K | $48K |
| Royalty Rate | Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory | 1% to 8% of Gross Revenues (tiered continuing fee), subject to Minimum Annual Continuing Fees of $4,000-$16,000 per Territory depending on business type and years in operation |
| Average Revenue (Item 19) | $590K | $706KOutlet subset |
| SBA Charge-Off Rate | 12.7% (55 loans) | 0.0% (11 loans) |
| Total Units | 172 | 132 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2009 | 1993 |
| FDD Year | 2026 | 2026 |
Gotcha Covered
AStrongest tierStrongest tier
Jet-black International, Inc.
AStrongest tierStrongest tier
Investment Range
$123K – $167K
$110K – $179K
Franchise Fee
$70K
$48K
Royalty Rate
Fixed monthly flat fee: Month 1 $350, Month 2 $400, Month 3 $450, Month 4 $700, Month 5 $750, Month 6 $800, Month 7 $1,050, Month 8 $1,100, Month 9 $1,150, Month 10 $1,300, Month 11 $1,350, Months 12-36 $1,400, Month 37+ $2,250; plus $0.06 per household over 30,000 in territory
1% to 8% of Gross Revenues (tiered continuing fee), subject to Minimum Annual Continuing Fees of $4,000-$16,000 per Territory depending on business type and years in operation
Average Revenue (Item 19)
$590K
$706KOutlet subset
SBA Charge-Off Rate
12.7% (55 loans)
0.0% (11 loans)
Total Units
172
132
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
1993
FDD Year
2026
2026