Farm Stores / Swiss Farms vs PayMore
Franchise Comparison 2026
Both Farm Stores / Swiss Farms and PayMore are retail franchises. Farm Stores / Swiss Farms requires an investment of $155K – $249K while PayMore requires $132K – $257K. In terms of revenue, PayMore reports higher average unit revenue at $1.2M. Note: Combines different outlet types in one figure. PayMore has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates Farm Stores / Swiss Farms B (Above average) and PayMore A (Strongest tier).
| Metric | Farm Stores / Swiss Farms | PayMore |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $155K – $249K | $132K – $257K |
| Franchise Fee | $25K | $35K |
| Royalty Rate | Greater of (i) 6% of total weekly Gross Sales or (ii) $360 per week, subject to annual CPI-U adjustment | Greater of 5% of Gross Sales or $1,000 per calendar month |
| Average Revenue (Item 19) | $824K | $1.2MCombined outlet types |
| SBA Charge-Off Rate | Limited data | 0.0% (15 loans) |
| Total Units | 44 | 58 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 2020 |
| FDD Year | 2023 | 2025 |
Investment Range
$155K – $249K
$132K – $257K
Franchise Fee
$25K
$35K
Royalty Rate
Greater of (i) 6% of total weekly Gross Sales or (ii) $360 per week, subject to annual CPI-U adjustment
Greater of 5% of Gross Sales or $1,000 per calendar month
Average Revenue (Item 19)
$824K
$1.2MCombined outlet types
SBA Charge-Off Rate
Limited data
0.0% (15 loans)
Total Units
44
58
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
2020
FDD Year
2023
2025