ESTRELLA INSURANCE vs Ledgers
Franchise Comparison 2026
Both ESTRELLA INSURANCE and Ledgers are financial services franchises. ESTRELLA INSURANCE requires an investment of $50K – $84K while Ledgers requires $48K – $90K. ESTRELLA INSURANCE discloses average revenue of $9.3M; Ledgers does not report Item 19 data. ESTRELLA INSURANCE has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates ESTRELLA INSURANCE A (Top Quintile) and Ledgers F (Bottom Quintile).
| Metric | ESTRELLA INSURANCE | Ledgers |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | FBottom QuintileBottom Quintile |
| Investment Range | $50K – $84K | $48K – $90K |
| Franchise Fee | $25K | $35K |
| Royalty Rate | 10.0% | 10.0% |
| Average Revenue (Item 19) | $9.3M | N/A |
| SBA Charge-Off Rate | 0.0% (10 loans) | N/A |
| Total Units | 219 | 2 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2008 | 2020 |
| FDD Year | 2025 | 2025 |
Investment Range
$50K – $84K
$48K – $90K
Franchise Fee
$25K
$35K
Royalty Rate
10.0%
10.0%
Average Revenue (Item 19)
$9.3M
N/A
SBA Charge-Off Rate
0.0% (10 loans)
N/A
Total Units
219
2
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2020
FDD Year
2025
2025