Decimal vs Family Financial Centers
Franchise Comparison 2026
Both Decimal and Family Financial Centers are financial services franchises. Decimal requires an investment of $46K – $1.1M while Family Financial Centers requires $154K – $309K. Family Financial Centers discloses average revenue of $262K; Decimal does not report Item 19 data. FranchiseVerdict rates Decimal C (Average) and Family Financial Centers B (Above Average).
| Metric | Decimal | Family Financial Centers |
|---|---|---|
| Verdict Grade | CAverageAverage | BAbove AverageAbove Average |
| Investment Range | $46K – $1.1M | $154K – $309K |
| Franchise Fee | $30K | $41K |
| Royalty Rate | 10.0% | Greater of either (1) $275 per month; or (2) the sum of (a) 2/10 of 1% of the face amount of all checks cashed and all debit transactions on all check cashing and debit card services; and (b) 5% of fees collected on Gold and 5% of fees collected on Loans. |
| Average Revenue (Item 19) | N/A | $262K |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 1 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2025 | 2004 |
| FDD Year | 2025 | 2025 |
Investment Range
$46K – $1.1M
$154K – $309K
Franchise Fee
$30K
$41K
Royalty Rate
10.0%
Greater of either (1) $275 per month; or (2) the sum of (a) 2/10 of 1% of the face amount of all checks cashed and all debit transactions on all check cashing and debit card services; and (b) 5% of fees collected on Gold and 5% of fees collected on Loans.
Average Revenue (Item 19)
N/A
$262K
SBA Charge-Off Rate
N/A
Limited data
Total Units
1
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2025
2004
FDD Year
2025
2025