Decimal vs Family Financial Centers
Franchise Comparison 2026
Both Decimal and Family Financial Centers are financial services franchises. Decimal requires an investment of $60K – $1.1M while Family Financial Centers requires $224K – $309K. Family Financial Centers discloses average revenue of $262K; Decimal does not report Item 19 data. FranchiseVerdict rates Decimal D (Below average) and Family Financial Centers A (Strongest tier).
| Metric | Decimal | Family Financial Centers |
|---|---|---|
| Verdict Grade | DBelow averageBelow average | AStrongest tierStrongest tier |
| Investment Range | $60K – $1.1M | $224K – $309K |
| Franchise Fee | $30K | $41K |
| Royalty Rate | 10.0% | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans |
| Average Revenue (Item 19) | N/A | $262K |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 4 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2025 | 2004 |
| FDD Year | 2026 | 2025 |
Investment Range
$60K – $1.1M
$224K – $309K
Franchise Fee
$30K
$41K
Royalty Rate
10.0%
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
Average Revenue (Item 19)
N/A
$262K
SBA Charge-Off Rate
N/A
Limited data
Total Units
4
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2025
2004
FDD Year
2026
2025