Is Decimal or Family Financial Centers cheaper to open?

Decimal costs $46,300–$1,110,800 and Family Financial Centers costs $224,470–$308,670 to open (FDD Item 7). Decimal has the lower entry cost.

Which is the better franchise, Decimal or Family Financial Centers?

FranchiseVerdict grades Decimal C and Family Financial Centers B, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

Decimal vs Family Financial Centers

Franchise Comparison 2026

Both Decimal and Family Financial Centers are financial services franchises. Decimal requires an investment of $46K – $1.1M while Family Financial Centers requires $224K – $309K. Family Financial Centers discloses average revenue of $262K; Decimal makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. FranchiseVerdict rates Decimal C (Average) and Family Financial Centers B (Above average).

Metric	Decimal	Family Financial Centers
Verdict Grade	CAverage	BAbove average
Investment Range	$46K – $1.1M	$224K – $309K
Franchise Fee	$30K	$41K
Royalty Rate	10.0%	1.0%
Average Revenue (Item 19)	N/ANo Item 19 representation	$262K
SBA Charge-Off Rate	N/A	Limited data
Total Units	1	52
Unit Growth (YoY)	+0 units	-3 units
Year Began Franchising	2025	2004
FDD Year	2025	2025