BooXkeeping vs Brightway Insurance
Franchise Comparison 2026
Both BooXkeeping and Brightway Insurance are financial services franchises. BooXkeeping requires an investment of $78K – $84K while Brightway Insurance requires $23K – $137K. BooXkeeping discloses average revenue of $81K; no Item 19 revenue figure is on file for Brightway Insurance. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Based on a single franchisee - not a system average. Brightway Insurance has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates BooXkeeping C (Average) and Brightway Insurance B (Above average).
| Metric | BooXkeeping | Brightway Insurance |
|---|---|---|
| Verdict Grade | CAverage | BAbove average |
| Investment Range | $78K – $84K | $23K – $137K |
| Franchise Fee | $60K | $25K |
| Royalty Rate | 10.0% | No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway. |
| Average Revenue (Item 19) | $81KPer franchisee, not per outlet · n=1 | N/AOutlet subset |
| SBA Charge-Off Rate | Limited data | 18.2% (11 loans) |
| Total Units | 16 | 341 |
| Unit Growth (YoY) | +6 units | +3 units |
| Year Began Franchising | 2020 | 2008 |
| FDD Year | 2026 | 2025 |
Investment Range
$78K – $84K
$23K – $137K
Franchise Fee
$60K
$25K
Royalty Rate
10.0%
No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway.
Average Revenue (Item 19)
$81KPer franchisee, not per outlet · n=1
N/AOutlet subset
SBA Charge-Off Rate
Limited data
18.2% (11 loans)
Total Units
16
341
Unit Growth (YoY)
+6 units
+3 units
Year Began Franchising
2020
2008
FDD Year
2026
2025