BNI vs Pop A Lock
Franchise Comparison 2026
Both BNI and Pop A Lock are business services franchises. BNI requires an investment of $53K – $270K while Pop A Lock requires $118K – $191K. BNI discloses average revenue of $399K; Pop A Lock does not report Item 19 data. Pop A Lock has SBA lending data on file with a 26.7% charge-off rate. FranchiseVerdict rates BNI A (Strongest tier) and Pop A Lock C (Average).
| Metric | BNI | Pop A Lock |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | CAverageAverage |
| Investment Range | $53K – $270K | $118K – $191K |
| Franchise Fee | $35K | $23K |
| Royalty Rate | 20.0% | 7.0% |
| Average Revenue (Item 19) | $399K | N/A |
| SBA Charge-Off Rate | Limited data | 26.7% (15 loans) |
| Total Units | 191 | 316 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1991 | 1994 |
| FDD Year | 2026 | 2026 |
Investment Range
$53K – $270K
$118K – $191K
Franchise Fee
$35K
$23K
Royalty Rate
20.0%
7.0%
Average Revenue (Item 19)
$399K
N/A
SBA Charge-Off Rate
Limited data
26.7% (15 loans)
Total Units
191
316
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1991
1994
FDD Year
2026
2026