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FranchiseVerdict

Blue Eagle Investigations vs Padgett Business Services

Franchise Comparison 2026

Both Blue Eagle Investigations and Padgett Business Services are financial services franchises. Blue Eagle Investigations requires an investment of $57K – $166K while Padgett Business Services requires $117K – $117K. Padgett Business Services has SBA lending data on file with a 8.7% charge-off rate. FranchiseVerdict rates Blue Eagle Investigations D (Below average) and Padgett Business Services A (Strongest tier).

Investment Range
$57K – $166K
$117K – $117K
Franchise Fee
$50K
$63K
Royalty Rate
20.0%
Greater of 9% of Gross Receipts OR minimum monthly amounts (startup): $100-$1,700/mo escalating over term; conversion franchises pay 9% (5% year 1, 6.5% year 2 if timely); Padgett intends to increase to 12% effective Jan 1, 2027
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
N/A
8.7% (65 loans)
Total Units
17
167
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2018
1988
FDD Year
2024
2025