ATAX vs Loyalty Business Services
Franchise Comparison 2026
Both ATAX and Loyalty Business Services are financial services franchises. ATAX requires an investment of $59K – $89K while Loyalty Business Services requires $48K – $90K. In terms of revenue, Loyalty Business Services reports higher average unit revenue at $294K. Note: Averaged per office, not per outlet - not comparable with per-outlet figures; Based on only 2 offices. FranchiseVerdict rates ATAX B (Above average) and Loyalty Business Services B (Above average).
| Metric | ATAX | Loyalty Business Services |
|---|---|---|
| Verdict Grade | BAbove average | BAbove average |
| Investment Range | $59K – $89K | $48K – $90K |
| Franchise Fee | $35K | $35K |
| Royalty Rate | Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty). | 10.0% |
| Average Revenue (Item 19) | $111K | $294KPer office, not per outlet · n=2 |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 117 | 16 |
| Unit Growth (YoY) | +5 units | +14 units |
| Year Began Franchising | 2019 | 2020 |
| FDD Year | 2025 | 2026 |
Investment Range
$59K – $89K
$48K – $90K
Franchise Fee
$35K
$35K
Royalty Rate
Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty).
10.0%
Average Revenue (Item 19)
$111K
$294KPer office, not per outlet · n=2
SBA Charge-Off Rate
Limited data
N/A
Total Units
117
16
Unit Growth (YoY)
+5 units
+14 units
Year Began Franchising
2019
2020
FDD Year
2025
2026