ANI vs We Insure
Franchise Comparison 2026
Both ANI and We Insure are financial services franchises. ANI requires an investment of $59K – $145K while We Insure requires $70K – $138K. Neither ANI nor We Insure makes a financial performance representation in Item 19 of its FDD — a voluntary item under the FTC Franchise Rule — so the two cannot be compared on disclosed unit revenue. FranchiseVerdict rates ANI B (Above average) and We Insure D (Below average).
| Metric | ANI | We Insure |
|---|---|---|
| Verdict Grade | BAbove average | DBelow average |
| Investment Range | $59K – $145K | $70K – $138K |
| Franchise Fee | $25K | $50K |
| Royalty Rate | 10.0% | Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales. |
| Average Revenue (Item 19) | N/ANo Item 19 representation | N/ANo Item 19 representation |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 15 | 157 |
| Unit Growth (YoY) | +1 units | -39 units |
| Year Began Franchising | 2009 | 2017 |
| FDD Year | 2023 | 2025 |
Investment Range
$59K – $145K
$70K – $138K
Franchise Fee
$25K
$50K
Royalty Rate
10.0%
Franchisor's Retained Commission (its 'royalty') is 25% of sales commissions on new business and 45% on renewal business, retained from the insurance carrier commissions — not a percentage of gross sales.
Average Revenue (Item 19)
N/ANo Item 19 representation
N/ANo Item 19 representation
SBA Charge-Off Rate
N/A
Limited data
Total Units
15
157
Unit Growth (YoY)
+1 units
-39 units
Year Began Franchising
2009
2017
FDD Year
2023
2025