Ameriprise Financial Services, LLC Independent Advisor Business vs Ledgers
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and Ledgers are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Ledgers requires $48K – $90K. Ameriprise Financial Services, LLC Independent Advisor Business has SBA lending data on file with a 0.3% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Strongest tier) and Ledgers F (Weakest tier).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Ledgers |
|---|---|---|
| Verdict Grade | AStrongest tier | FWeakest tier |
| Investment Range | $10K – $138K | $48K – $90K |
| Franchise Fee | $2K | $35K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 10.0% |
| Average Revenue (Item 19) | N/APer franchisee, not per outlet | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 0.3% (473 loans) | N/A |
| Total Units | 5,462 | 2 |
| Unit Growth (YoY) | -117 units | -2 units |
| Year Began Franchising | 1999 | 2020 |
| FDD Year | 2026 | 2025 |
Investment Range
$10K – $138K
$48K – $90K
Franchise Fee
$2K
$35K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
10.0%
Average Revenue (Item 19)
N/APer franchisee, not per outlet
N/ANo Item 19 representation
SBA Charge-Off Rate
0.3% (473 loans)
N/A
Total Units
5,462
2
Unit Growth (YoY)
-117 units
-2 units
Year Began Franchising
1999
2020
FDD Year
2026
2025