Ameriprise Financial Services, LLC Independent Advisor Business vs ATAX
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and ATAX are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while ATAX requires $59K – $89K. ATAX discloses average revenue of $111K; Ameriprise Financial Services, LLC Independent Advisor Business does not report Item 19 data. Ameriprise Financial Services, LLC Independent Advisor Business has SBA lending data on file with a 0.3% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Strongest tier) and ATAX B (Above average).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | ATAX |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $10K – $138K | $59K – $89K |
| Franchise Fee | $2K | $35K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty). |
| Average Revenue (Item 19) | N/A | $111K |
| SBA Charge-Off Rate | 0.3% (473 loans) | Limited data |
| Total Units | 5,462 | 117 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2019 |
| FDD Year | 2026 | 2025 |
Ameriprise Financial Services, LLC Independent Advisor Business
AStrongest tierStrongest tier
ATAX
BAbove averageAbove average
Investment Range
$10K – $138K
$59K – $89K
Franchise Fee
$2K
$35K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty).
Average Revenue (Item 19)
N/A
$111K
SBA Charge-Off Rate
0.3% (473 loans)
Limited data
Total Units
5,462
117
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2019
FDD Year
2026
2025