AltoCFO vs H&R Block
Franchise Comparison 2026
Both AltoCFO and H&R Block are financial services franchises. AltoCFO requires an investment of $77K – $116K while H&R Block requires $34K – $159K. AltoCFO discloses average revenue of $993K; H&R Block does not report Item 19 data. H&R Block has SBA lending data on file with a 5.6% charge-off rate. FranchiseVerdict rates AltoCFO B (Above Average) and H&R Block F (Bottom Quintile).
| Metric | AltoCFO | H&R Block |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | FBottom QuintileBottom Quintile |
| Investment Range | $77K – $116K | $34K – $159K |
| Franchise Fee | $50K | $3K |
| Royalty Rate | 10.0% | 0.6% |
| Average Revenue (Item 19) | $993K | N/A |
| SBA Charge-Off Rate | N/A | 5.6% (54 loans) |
| Total Units | 1 | 8,688 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 1957 |
| FDD Year | 2023 | 2025 |
Investment Range
$77K – $116K
$34K – $159K
Franchise Fee
$50K
$3K
Royalty Rate
10.0%
0.6%
Average Revenue (Item 19)
$993K
N/A
SBA Charge-Off Rate
N/A
5.6% (54 loans)
Total Units
1
8,688
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
1957
FDD Year
2023
2025